You probably need a solid, responsive lender who will work closely with you you to get you the best deal, while working closely with me to make sure you can buy the best possible home as smoothly as possible. I will help you identify appropriate lenders.
Take the time to contact a lender now, before you start looking. You’ll want to know what you qualify for, and what you need to do to plan your purchase. If you are a year away from buying, you still want to work on your credit rating – you’ll get good advice!
When purchasing a condo there are certain things that you need to understand about the process. Things that will come up? What percentage of the condos is owner occupied? How many are rented? How much money does the association have in reserves? Are there repairs waiting to be done? How long as the association been set up?
When it comes to financing condos in Newburyport, don’t worry yourself by working with a Mortgage Broker that won’t ask these questions – it will make your life very stressful and could kill your deal.
Bob Pezzella, Evolve Bank & Trust
Newburyport, MA. 01950
Working as a loan officer since 1997, he specializes in residential lending of one to four unit properties, including single family residences, second homes and investment properties. Product offerings include traditional fixed rate mortgages, adjustable rate mortgages (ARMs), 10 to 30 year amortization periods, conventional and jumbo loans, and the various Government programs including FHA, VA, and USDA Rural Housing.
He prides himself on a thorough analysis of every customer’s needs and goals and takes a consultative, sensitive and sensible approach to each transaction. The basic premise is, given the situation, if it doesn’t make sense for him to do he wouldn’t recommend it to his clients. With a bachelor of science degree in wildlife biology and a love of the outdoors Bob enjoys camping, hiking and skiing with his two teens and loving wife of 26+ years.
Liz Ryan, Guaranteed Rate
301 Edgewater Place, Suite 120
Wakefield, MA 01880
Liz’s philosophy is to listen to each customer’s needs, and respond to those needs efficiently and effectively. She strives to build long-term relationships, so that as your lender, she will be with you each time your life necessitates a home change. Many lenders can ‘get you a loan’. Her goal is to ‘get you the right loan’. She is proud to be a loan officer for MetLife Home Loans and looks forward to fulfilling your home financing needs.
For more information on buying or selling a condo contact Heidi R.H. Whittier, Realtor at Wellsco at 617-283-6570 or by emailing her at firstname.lastname@example.org.